From 18 - 75 years of age for yourself and 2weeks and above for your children.

Indexed universal life (IUL) insurance is a type of universal life insurance that provides a cash value component along with a death benefit. The money in a policyholer's cash value account can earn interest by tracking a stock market index selected by the insurer, such as the Nasdaq-100 or the Standard & Poor's 500. if your policy also has a fixed-rate account, you can choose how much you want to go into each account.

Payments are made by various ways.

As with universal life insurance, IUL policies have adjustale premiums. You can underpay or skip premiums, plus you may be able to adjust your death benefit. What makes IUL different is the waay the cash value is invested.

Any one legal in the US, Canada and Mexico within the ages of 18 - 75 can benefit from this. The key features includes: Permanent, lifelong coverage when premiums are kept up to date. Flexible premiums and a death benefi that may also be flexible. Cash value, along with potential growth of that value through an equity index account.

There are so many reasons why people get an insurance, but the goal is to secure your future by securing your health and wealth.