what you need to Know!

Indexed Universal Life (IUL) Insurance. An insurance solution with Living Benefits  IULs are a popular choice for those looking for a safe and long life insurance policy with tailored insurance solutions. Lifetime Health Protection, Wealth Building & Protection, and Business Success & Protection. Plus get Retirement Incomes & Leave A Good Legacy. Protecting who & what you love as a top priority.  Your safety net either you live well for long or become deadly ill. Protection for Deadly Illnesses & Diseases Get financial relief in the event of an unexpected deadly illness, such as a terminal illness, chronic illness, critical illness, or critical injury - or a qualifying diagnosis of Alzheimer’s disease or Lewy Body Dementia. Wealthy patients always have a higher survival rate from a deadly illness. Hence, since people who enrolled in an IUL insurance plan would get money from the plan in the event of a deadly illness and they are more likely to survive the deadly illness. Financial relief in the event of a qualifying illness or injury. Get money in the event of a qualifying health emergency. Helping you survive when life throws you a curveball. Qualifying Critical illnesses: Cancer, Stroke, Aplastic Anemia, Cystic Fibrosis, End-Stage Renal Failure, Heart Attack, Heart Valve Replacement, Sudden Cardiac Arrest, Motor Neuron Disease, Major Organ Transplant, etc. Covered Critical Injuries: Coma, Paralysis, Severe Burns, Traumatic Brain Injury. Qualifying Chronic Illness: If you become cognitively impaired or if a doctor certifies you can’t independently perform two of these six ADLs; Batting, Eating, Dressing, Toileting, Continence, and Transferring.  Terminal Illness: If diagnosed with a health condition expected to result in death within 12 or 24 months depending on the insurance company Qualifying diagnosis of Alzheimer’s disease or Lewy Body Dementia. Choose Prime Freedom Insurance for trusted, reliable, trustworthy and personalized advise & services 

This opportunity is for:

US Citizens 

US Permanent Residents (with Green Card or Work Authorization)

US Student Visas and People Worldwide with Stakes/Assets in the US

Canada Citizens and Permanent Residents 

Mexico Citizens 

SECURE YOUR HEALTH AND FINANCIAL LIFE AND FUTURE

The Plan Provides A Better Chance to Survive a Deadly Illness Wealthy patients have a higher survival rate from a deadly illness. Hence, people who enrolled and get more money from IUL financial relief/support are more likely to survive a deadly illness. Financial hardship can affect both physical and emotional health. It is a known fact that the financial toxicity resulting from the skyrocketing cost of a deadly illness care is nearly as deadly as the illness itself, and many people being treated for a deadly illness experience serious financial problems related to the cost of their care, even if they have health insurance. Hence in the event of a deadly illnesses, such as the following critical illnesses and chronic conditions to terminal diagnoses, Alzheimer’s, Dementia, and long-term care, the plans are structured to address diverse needs. Additionally, the plan includes financial relief/support, ensuring that financial burdens are minimized while you focus on recovery or care.

Critical Illnesses & Critical Injuries

Critical illnesses can have a profound impact on your life and finances. The plans provide financial relief for a range of severe conditions, allowing you to focus on recovery without the added stress of financial strain. Covered critical illnesses include:

Cancer

Stroke

Blindness

Heart Attack

Sudden Cardiac Arrest

Heart Valve Replacement

Aplastic Anemia

Cystic Fibrosis

Aorta Graft Surgery

Major Organ Transplant

Motor Neuron Disease

End Stage Renal Failure

And more

Critical injuries such as the following are also covered:

Coma

Paralysis

Severe Burns

Traumatic Brain Injury With the critical illness coverage, you can request early financial support to manage expenses like medical bills, treatment, and recovery-related costs. This feature ensures that you and your family are financially secure during challenging times.

Chronic Illnesses & Terminal Illnesses

Chronic illnesses often lead to long-term care needs and significant lifestyle adjustments. The plans provide essential financial support to help you manage these challenges effectively. This financial relief can be used for medical treatments, caregiving services, and other essential needs, ensuring a higher quality of life despite the challenges of chronic illness. A chronic illness is defined as the inability to perform two of six activities of daily living (ADLs) or cognitive impairment requiring assistance for 90 days or more. The ADLs include:

Bathing

Dressing

Continence

Toileting

Eating

Transferring

Terminal Illness

A terminal illness diagnosis can be overwhelming, both emotionally and financially. The plans offer early financial support for individuals diagnosed with a condition expected to result in death within 12 or 24 months depending on the insurance company. This support can be used to cover:

Medical bills

Assisted living care

Adult day care

In-home care

Specialized treatment programs

Caregiver support services

Home modifications for safety Alzheimer's Disease & Dementia

This allows for payment of a portion of an insured's death benefit, on a discounted basis, if the insured has a qualifying diagnosis of Alzheimer's diseases or Lewy Body Dementia.There is no additional charge for this. This will not be available if the client has has a first-degree relative (father, mother, or siblings) with a history of Alzheimer's diseases.

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