Indexed Universal Life (IUL) Insurance. An insurance solution with Living Benefits IULs are a popular choice for those looking for a safe and long life insurance policy with tailored insurance solutions. Lifetime Health Protection, Wealth Building & Protection, and Business Success & Protection. Plus get Retirement Incomes & Leave A Good Legacy. Protecting who & what you love as a top priority. Your safety net either you live well for long or become deadly ill. Protection for Deadly Illnesses & Diseases Get financial relief in the event of an unexpected deadly illness, such as a terminal illness, chronic illness, critical illness, or critical injury - or a qualifying diagnosis of Alzheimer’s disease or Lewy Body Dementia. Wealthy patients always have a higher survival rate from a deadly illness. Hence, since people who enrolled in an IUL insurance plan would get money from the plan in the event of a deadly illness and they are more likely to survive the deadly illness. Financial relief in the event of a qualifying illness or injury. Get money in the event of a qualifying health emergency. Helping you survive when life throws you a curveball. Qualifying Critical illnesses: Cancer, Stroke, Aplastic Anemia, Cystic Fibrosis, End-Stage Renal Failure, Heart Attack, Heart Valve Replacement, Sudden Cardiac Arrest, Motor Neuron Disease, Major Organ Transplant, etc. Covered Critical Injuries: Coma, Paralysis, Severe Burns, Traumatic Brain Injury. Qualifying Chronic Illness: If you become cognitively impaired or if a doctor certifies you can’t independently perform two of these six ADLs; Batting, Eating, Dressing, Toileting, Continence, and Transferring. Terminal Illness: If diagnosed with a health condition expected to result in death within 12 or 24 months depending on the insurance company Qualifying diagnosis of Alzheimer’s disease or Lewy Body Dementia. Choose Prime Freedom Insurance for trusted, reliable, trustworthy and personalized advise & services
This opportunity is for:
US Citizens
US Permanent Residents (with Green Card or Work Authorization)
US Student Visas and People Worldwide with Stakes/Assets in the US
Canada Citizens and Permanent Residents
Mexico Citizens
SECURE YOUR HEALTH AND FINANCIAL LIFE AND FUTURE
The Plan Provides A Better Chance to Survive a Deadly Illness Wealthy patients have a higher survival rate from a deadly illness. Hence, people who enrolled and get more money from IUL financial relief/support are more likely to survive a deadly illness. Financial hardship can affect both physical and emotional health. It is a known fact that the financial toxicity resulting from the skyrocketing cost of a deadly illness care is nearly as deadly as the illness itself, and many people being treated for a deadly illness experience serious financial problems related to the cost of their care, even if they have health insurance.
Hence in the event of a deadly illnesses, such as the following critical illnesses and chronic conditions to terminal diagnoses, Alzheimer’s, Dementia, and long-term care, the plans are structured to address diverse needs. Additionally, the plan includes financial relief/support, ensuring that financial burdens are minimized while you focus on recovery or care.
Critical Illnesses & Critical Injuries
Critical illnesses can have a profound impact on your life and finances. The plans provide financial relief for a range of severe conditions, allowing you to focus on recovery without the added stress of financial strain. Covered critical illnesses include:
Cancer
Stroke
Blindness
Heart Attack
Sudden Cardiac Arrest
Heart Valve Replacement
Aplastic Anemia
Cystic Fibrosis
Aorta Graft Surgery
Major Organ Transplant
Motor Neuron Disease
End Stage Renal Failure
And more
Critical injuries such as the following are also covered:
Coma
Paralysis
Severe Burns
Traumatic Brain Injury
With the critical illness coverage, you can request early financial support to manage expenses like medical bills, treatment, and recovery-related costs. This feature ensures that you and your family are financially secure during challenging times.
Chronic Illnesses & Terminal Illnesses
Chronic illnesses often lead to long-term care needs and significant lifestyle adjustments. The plans provide essential financial support to help you manage these challenges effectively. This financial relief can be used for medical treatments, caregiving services, and other essential needs, ensuring a higher quality of life despite the challenges of chronic illness. A chronic illness is defined as the inability to perform two of six activities of daily living (ADLs) or cognitive impairment requiring assistance for 90 days or more. The ADLs include:
Bathing
Dressing
Continence
Toileting
Eating
Transferring
Terminal Illness
A terminal illness diagnosis can be overwhelming, both emotionally and financially. The plans offer early financial support for individuals diagnosed with a condition expected to result in death within 12 or 24 months depending on the insurance company. This support can be used to cover:
Medical bills
Assisted living care
Adult day care
In-home care
Specialized treatment programs
Caregiver support services
Home modifications for safety Alzheimer's Disease & Dementia
This allows for payment of a portion of an insured's death benefit, on a discounted basis, if the insured has a qualifying diagnosis of Alzheimer's diseases or Lewy Body Dementia.There is no additional charge for this. This will not be available if the client has has a first-degree relative (father, mother, or siblings) with a history of Alzheimer's diseases.
Critical Illness
Critical Injury Chronic Illness Terminal Illness Alzheimer's Disease Lewy Body Dementia Long Term Care (optional)Getting lifetime financial freedom, financial independence and financial security by automated wealth building through potential tax-advantaged cash value accumulation based on the positive growth of a market — all with downside protection through minimum guarantees to ensure that the cash value will not decline and also never loose money. Hence, the accumulated value can grow tax-deferred over time and may be used throughout the lifetime The growth potential, flexibility and tax-free retirement make this opportunity a preffered option to 401k. As rising taxes, market risks, and hidden fees have made 401(k)s less reliable than ever for building lasting wealth. That’s why savvy investors are turning to Indexed Universal Life Insurance (IULs) as a smarter way to plan for a tax-free retirement. An IUL not only protects your money but also offers the growth potential and flexibility you need to truly enjoy your golden years. Hence you will be making good income for helping people to build their financial future with this investment-focused plans. Designed to grow wealth over time, these plans provide the perfect balance between security and accessibility, allowing people to reach their financial goals while staying prepared for the unexpected.